Today we’d like to introduce you to Mayra Garcia.
Mayra, please share your story with us. How did you get to where you are today?
I was born and raised in East Los Angeles, California and moved to Phoenix in 2006. In 2010, my family had a total of $22,000 in consumer debt (credit cards, student loans, and two vehicles) and a house we couldn’t afford. We began budgeting following the principles Dave Ramsey teaches. In 2012, We were able to pay off all our debt in 17 months. We sold our house and moved into a small apartment where we sacrificed for an additional two years. We were able to purchase our current home with 20% down and a 15-year-loan. Becoming debt-free has enabled me to change careers and reduce stress. I have been able to create flexibility that allows me to spend more time with my family and pursue my passion. In 2017, I resigned from my 10-year career in Media and attended Dave Ramsey’s Counselor Training and became a certified Financial Coach.
Great, so let’s dig a little deeper into the story – has it been an easy path overall and if not, what were the challenges you’ve had to overcome?
It took a lot of sacrifice to become debt-free. We had to move to a small apartment and really cut our lifestyle down to just the basics.
We live in a culture where instant gratification is what everyone is accustomed to.
But we have to understand that building wealth is a marathon, it takes time and discipline.
Mayra Alejandra Coaching and Consulting – what should we know? What do you do best? What sets you apart from the competition?
Financial coaching became my passion after we got out of debt, I had friends and family that needed help and that’s where I started. I realized I enjoyed helping others get out of debt. It brings me joy to help others organize their finances and find financial freedom. Being bilingual and bicultural has exposed me to the best of both worlds. My Mexican family is very close, and we have different priorities that other cultures might not understand, for example caring for our elders. I grew up in a home where my father would send my grandmother (who lived in Mexico) money every time he got paid. I also learned that some of the traditions and habits we have in our Latin cultures need to be reconsidered. For example, Tandas y Cundinas, they are risky and should be avoided. I want to educate and inspire my community to live an abundant life!
I offer one on one coaching, a three months coaching program and I have a podcast coming up soon called Latinas Making Money.
What moment in your career do you look back most fondly on?
My proudest moment was when I was able to leave my career in media and pursue my financial coaching career.
- Website: MySmartMoneyCoach.com
- Phone: 602-466-8343
- Email: email@example.com
- Instagram: instagram.com/mysmartmoneycoach
- Facebook: facebook.com/mysmartmoneycoach